If you reside in Commerce, GA or the surrounding area, you know the importance of convenience and security. The history of Commerce reaches all the way back to the civil war and is the site of the famous "furnace" that served to heat the iron during the war between the states.
Location of Commerce, GA
Commerce is located in the county of Jackson in the foothills of NE Georgia. Its original name was Harmony Grove.
Georgia’s Insurance Statutes
In Georgia, the insurance laws are simple:
- Drivers must have bodily injury liability ($25,000 per person and $50,000 per accident)
- Property damage liability ($25,000 per accident)
Why Liability Insurance?
Some drivers complain about carrying so much liability insurance. They ask: "Why should I have liability insurance when it is only used if I injure someone or damage their property." But the better question to ask is: "Can you really afford not to have this insurance?" If someone is hurt or their property is damaged by your actions, you are looking at potentially thousands or even millions of out-of-pocket expense if the victim wins in court. You would literally owe the injured party for the rest of your life.
That’s why the state requires this basic insurance in most states.
Additional Coverage
If you choose to add on to your basic required coverage, you may do so. You can speak to an agent at Hyman Brown Insurance Agency Inc., to get started. Ask them what they recommend based on your lifestyle, amount of property, type of vehicle, and other factors that you are insuring, and let them assist you in this decision.
Other types of insurance may include:
- Uninsured motorist insurance
- Underinsured motorist insurance
- Collision
- Comprehensive
Your friends with Hyman Brown Insurance Agency Inc. are ready to assist you with whatever you need. If you are in the Commerce GA area, give them a call today. or contact them online.