Auto Insurance in Georgia

In Georgia, you are required to have auto insurance if you drive. You can get your car insurance policy handled at Hyman Brown Insurance Agency Inc. in Commerce, GA.  However, you do not have to show your insurance card to prove you have insurance since it is checked using an electronic system. When getting your car insured, you need to abide by the state requirements. Here is an overview of the auto insurance car requirements and any additional coverage you can get.

Liability insurance

You are required to have liability insurance to help cater for the medical bills someone else incurs when you are involved in an accident. The insurance also covers any damage to the victim’s car. You cannot register your car without proof that you have this kind of insurance. There are minimum amounts set for the policy.

Additional insurance coverage

Liability insurance does not provide total coverage, and you will need to get additional insurance coverage for extra protection. You can get the following types of insurance in Georgia.

Collision insurance where you will get compensated for damages to your car due to accidents.

Comprehensive insurance that covers damages not caused due to traffic accidents, it includes damage due to vandalism.

Medical and funeral services that will cover medical costs and in the event of death due to the accident, funeral costs are catered for.

Uninsured drivers where you are compensated for any damage to the car caused by an uninsured or underinsured driver.

Rental car insurance that covers any damages to your car if you had rented it.

You can get these types of auto insurance from Hyman Brown Insurance Agency Inc. in Commerce, GA. Contact our offices if you need to have your car insured. We will advise you on the best insurance policy to get and will be quick to respond to your claim. Once you get your insurance, we automatically update the Georgia Electronic Insurance Compliance System (GEICS), and you have no problem going through traffic stops.