Home Insurance in Georgia

Insurance is one of those tricky matters that most people need professional help with. The friendly agents at Hyman Brown Insurance Agency, Inc. can help you find the right policy for your needs.

As in most states, Georgia does not require homeowners' insurance, although lenders do, and homeowners' and condo associations may require insurance. However, the Georgia Office of Insurance and Safety recommends that you insure your home at least 80% of its replacement cost and have liability coverage. Renters' insurance, which covers only possessions and liability, is often required by landlords. Flood insurance is always separate from regular homeowners' insurance - again, Hyman Brown Insurance Agency Inc. can advise on whether you need flood insurance, which depends on local conditions.

Other forms of insurance depend on your lifestyle. For example, boats should be insured - although this is not a legal requirement, it is a good idea to protect your investment.

If you are looking for a home or auto insurance policy in Commerce, GA, then you can use Hyman Brown's online rating tool to get a quote for comparison with other companies. You can also visit their convenient office. For all other lines of business, including commercial insurance and life insurance, please visit Hyman Brown today.