Most drivers in Athens and Commerce, GA deal with some sort of stress about choosing the right auto insurance. The proper auto insurance is a combination of company, agent, and policy. The following are guidelines for the critical areas of these three major factors.

Policy

The state of Georgia requires that all drivers in Commerce, GA and throughout the state have a minimum coverage. The minimum bodily injury liability is $25,000 per person and $50,000 per incident. A minimum of $25,000 property damage liability is required. These limits are not negotiable and are set by the Georgia Department of Insurance.

There are additional types of auto insurance coverage that fit individual circumstances and automobiles. Liability does not cover all costs involved in an accident.

The additional coverage includes collision insurance that pays for damage to your car, comprehensive coverage that includes things like theft and natural disasters, medical insurance that covers medical bills that result from an automobile accident, and funeral insurance that covers the cost of a funeral that is made necessary by an accident.

Insurance that covers damage to your car from an uninsured driver is also available. You may need insurance that pays for a rental car while your car is being repaired.

Agent

An agent is a guide. Most people do not understand all of the terms involved with auto insurance. A good agent will take the time to explain the details of all types of coverage. A great agent knows when to let you decide what you need. Hyman Brown Insurance Agency, Inc. prides itself on having collected a group of great agents.

The Company

A company that represents all major brands of automobile insurance equally with no preference for any brand is what you want. Hyman Brown Insurance Agency, Inc. has been providing people with a choice in automobile insurance for 55 years. Experience always helps a client. 

If you are looking for a new auto insurance policy or want yours reviewed, please reach out to our offices to speak with an agent. Also, try our online rating tool for quotes on car insurance.

With a population of just 6,544, Commerce, GA feels like a small town outside the big city of Atlanta. If you live in the Commerce area and just bought a new car or are looking to switch policies to try and save money, we have put together three tips to help you reach your goal – an inexpensive auto insurance policy that offers you the protection you want.  

Bundle

Insurance companies love it when you bundle all of your insurance policies with them. They love it so much, in fact, that they will typically offer a discount for customers who bundle their auto insurance, homeowner’s insurance, and other types of insurance altogether, including boat insurance, renter’s insurance, RV insurance, umbrella insurance, and more.  

Compare Quotes

The golden rule when it comes to saving money on auto insurance, or any type of insurance for that matter, is to compare quotes before making a decision. We also recommend going over the quotes with a reputable insurance agency such as us – just in case, there was something you missed.  

Choose a Reputable Insurance Agent

Using an experienced and trusted insurance agent is essential for making the right choice when buying auto insurance. Besides seeking out an insurance agent with outstanding credentials, work with someone whose personality clicks with yours. This can make the entire experience more enjoyable.  

To talk to a reputable insurance agent right now, contact Hyman Brown Insurance Agency, Inc. We have been in business since 1948 by helping customers with their insurance needs. You can reach an agent at Hyman Brown Insurance Agency, Inc. by calling us at 706-335-3900 or 888-264-5069.