If you are thinking about building an in-ground pool, you may find yourself wondering if you have to tell your home insurance company about the pool and if so, when. These are questions that we at Hyman Brown Insurance Agency, Inc., serving the greater Commerce, GA area, are often asked. Here is what you need to know:
Do I Have to Notify My Home Insurance Company If I Am Building a Pool?
You do not have to notify your home insurance company that you are building a pool. However, you do have to notify them when the pool is complete. However, while you do not have to notify them when the construction process is ongoing, there can be benefits to doing so. When you let them know that you are having a pool installed, you are able to get an estimate for the new price of your home insurance policy. If you think it is too high, you will have time to shop around for a new insurance policy before the pool is completed.
When Should I Notify My Home Insurance Company If I Am Building a Pool?
You should notify your home insurance company about the pool no later than the time that the pool is completed. This helps to ensure that you, your home, and the pool are all fully covered in the event of an expected accident or weather situation that damages the pool.
It is important to understand that a pool can increase the cost of your home insurance policy. If your current insurance company is increasing your rates and you feel they are too high, take the time to shop around. If you need home insurance in the greater Commerce, GA area, contact Hyman Brown Insurance Agency, Inc. today for an estimate. If you are looking for quotes from home, try our online rating tool.