Many apartment owners now require that their residents carry renter’s insurance. This is actually good protection for the lessee. If there is a fire or other disaster that damages or destroys the building, residents with coverage will be protected. The apartment owner has property insurance to cover the physical building but it doesn’t cover the furniture or personal belongings of any of the residents. Many don’t understand this very important point. In the Commerce, GA area, the team at Hyman Brown Insurance Agency Inc. can help you get the coverage you need.
Renter’s insurance is a very affordable policy that will protect your belongings. Disaster protection aside, it will also cover items when you are away from home. Should your computer be stolen or vandalized at a local cafe, it will still be covered. It will also cover items damaged by an electrical fault or damaged pipes. While the policy provides a lot of protection, it won’t cover items damaged in a flood event or neglect. When you purchase a policy, create a comprehensive inventory of your possessions so that they will be documented if you need to make a claim. That’s a lot of protection from a reasonably priced policy.
At Hyman Brown Insurance Agency Inc., our team works with apartment renters throughout the Commerce, GA area. We know that you want the most comprehensive renter’s insurance coverage for a price that you can afford. Visit our website for general information to get you thinking about what you need. Then call or come by our offices to visit with an agent. We’re able to answer your questions and explain your coverage options. Your stuff is important to you so it’s never too soon to protect it and yourself. Come see us today for the coverage you need!